Who is eligible?
The program is very broad – support can be applied for bymicro, small, medium, and large enterprises.
A mandatory condition is that the project must include at least one of two key components:
- Advanced digitalization and/or Industry 4.0;
- Transformation towards a circular economy.
What can the funds be used for?
- Digitalization component: purchase and implementation of systems such as ERP, MES, SCADA, solutions based on IoT, AI, cloud computing, digital twins (CAD/CAM/CAE), as well as industrial robots, manufacturing centers, AGV vehicles, or B2B/B2C platforms.
- Circular economy component: Modernization of production processes to reduce waste, closing the raw material loop, purchase of machinery for recycling and material recovery, water saving and recovery technologies, eco-design and tools for tracking carbon footprint and product life cycle (LCA).
Key financing parameters
The financial terms offered are exceptionally competitive in the market
- loan amount from PLN 2.5 million to PLN 15 million;
- interest rate fixed, at 0.5% per annum;
- no down payment required (financing up to 100% of eligible costs and up to 25% of working capital costs);
- repayment period of up to 180 months (with a 24-month grace period);
- attractive loan forgiveness: up to 5% for the digitalization component and for 15% for the circular economy component.
Competition schedule
- Call for proposals opens: Q4 2026
- Call for proposals closes: Q1 2029 (or until funds are exhausted).
It is worth remembering that applying for the loan will require preparing the appropriate documentation, including a digitalization roadmap or circularity potential audit, as well as the funding application itself. Would you like to learn how to prepare your company for this program and where to start with the audit? Contact our team – we would be happy to help you implement the best solutions!
Link to documentation: Loans for the digital and green transformation of enterprises - PARP - SME Development Center
Funding CTA - Take advantage of available funding
We will help you find the right support program, assess your chances of receiving funding, and guide your company through the entire application process.
