Knowledge

Free loan repayment guarantee and 20% bonus for your company — get to know the Ekomax guarantee

Mariusz Golebiewski
-
Senior consultant and leader of the energy efficiency/RES team
27
.
02
.
2026

In the era of rising energy prices and tightening environmental requirements, Polish companies are faced with the need to carry out energy transformation. High investment costs and associated financial risks remain a barrier for many companies. The solution that allows you to limit them is the Ekomax guarantee.

About Ekomax Warranty

It is a free loan repayment guaranteewhich additionally gives you the opportunity to receive Subsidies in the form of capital subsidies. The programme is designed for SMEs, small mid-caps and mid-caps. The capital raised should be used for investments related to the implementation of energy efficiency solutions, which will contribute to a reduction of primary energy consumption of at least 30%. The warranty consists of the following components:

  • energy audit of a thermo-modernization projectmandatory component determining the validity and scope of thermomodernisation activities,
  • energy efficiency auditoptional component for additional planned investments to increase energy efficiency, such as modernization of production processes, replacement of machines or heat recovery systems.

Financing with bonus

The main element of the program is a guarantee securing the repayment of the investment loan. The warranty may cover up to 80% of the loan capitalsignificantly reducing the risk on the bank's side and facilitating access to financing. Importantly, the guarantee is completely free — the entrepreneur does not incur commission costs for granting it. In addition, SME entrepreneurs, who carry out the investment, can apply for a capital supplement of 20% the amount of the loan paid, which in practice significantly reduces the actual cost of financing and increases the profitability of the project.

Key condition for applying for funding

In order to benefit from the guarantee and surcharge under the Ekomax program, the investment must generate real energy savings. The basic requirement is achieving primary energy savings of at least 30%. The key document confirming the planned savings and scope of work is energy audit, which must be completed and attached to the application submitted in one of the banks cooperating with the Bank Gospodarstva Krajowego.

Our services in the field of energy audit of the building

Based on advanced research, we will develop a path to improve the energy efficiency of your facility. We will identify key areas for modernization and propose the most cost-effective solutions.

Learn more

Support may be allocated to:

  • thermal modernization of buildings (production, service, office),
  • modernization of production lines, machinery and equipment,
  • renewable energy installations, cogeneration and energy storage,
  • circular economy solutions (GOZ),
  • water retention and treatment systems to improve energy efficiency.

As specialists in the field of co-financing and experts in the energy transition, we strongly encourage you to cooperate. We will prepare the necessary documentation, perform energy audits and prepare an application for financing with the required attachments. VIVERNO's approach is comprehensive and removes the maximum burden of applying for funding from customers. We invite everyone who wants to use programs and subsidies to improve energy efficiency in their enterprise and transform it into real profits for the company.

Share this:
Udostępnij wpis:

Request a free consultation with a VIVERNO expert

If you need advice, have questions about our services or would like a quote, please leave your details, call or send us an email.

Phone number
+48 22 290 23 42

Contact us

Thank you for your message!
Something went wrong. retry