Knowledge

Update to Ekomax Guarantee terms: Higher subsidies and new eligible costs

Mariusz Golebiewski
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Senior consultant and leader of the energy efficiency/RES team
•
22
.
07
.
2026

The Ekomax Guarantee is a free loan repayment security combined with a capital subsidy, aimed at SMEs, small mid-caps, and mid-caps. This instrument supports energy efficiency investments designed to reduce primary energy consumption by at least 30%.

ekomax-guarantee-subsidy

In July 2026, key changes to the program came into effect, significantly increasing the attractiveness of financing for entrepreneurs. The most important changes to the program are:

  • Higher capital subsidy: The maximum subsidy value for SME entrepreneurs has been increased from 20% to 30%.
  • Greater financing flexibility: It is now possible to include up to 15% of costs financed by the loan that do not have to result directly from an energy audit.

New investment opportunities (up to 15% of the cost pool). Thanks to the expansion of the list of eligible costs, the loan can now be used for, among other things:

  • solutions that increase green space and rain gardens;
  • development of electromobility infrastructure;
  • investments in architectural accessibility for people with special needs.
Condiremains unchanged

A consistently key mandatory element is conducting a professional energy audit. This document must clearly demonstrate the potential to reduce primary energy consumption by at least 30%.

A detailed description of the full program rules, a complete catalog of eligible costs, and a list of dedicated investments can be found in our full article on Ekomax Guarantee.

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We invite you to work with us on preparing your application documentation!

Our services as part of the energy efficiency audit

The audit is a key step in the process of applying for grants and grants. We will prepare a study that will meet the requirements of the Energy Efficiency Act and meet the expectations of, for example, an ecological loan.

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